Guy Carpenter’s Financial Intelligence Team (FIT) scours the insurance and reinsurance marketplace for information that affects how risk-bearers manage risk and capital. FIT uses information from financial markets, rating agencies, regulators and other sources to help carriers optimize the deployment of their capital.
There’s more to managing capital than expected loss, value at risk (VaR), and the other basic metrics on which insurers and reinsurers rely. Other factors to be considered include:
- Regulatory updates (including Solvency II)
- Rating agency developments
- Financial market shifts
- Tax law changes
- Accounting standard developments
None of these factors is static, making it crucial that carriers have access to a resource that continually monitors these areas and understands how they could impact risk-bearers. FIT works with Guy Carpenter’s broking teams and Specialty practices to ensure that our clients benefit from our investment in addressing the full set of issues that shape the business of risk and capital management.