Currently, there is no terror pool or government involvement in terror coverage. In regards to commercial policies, physical damage to buildings is always fully covered, though there are limitations/exclusions on contents and business interruption. There are no exclusions for Nuclear, Biological, and Chemical (NBC) terrorism in the original conditions of workers compensation. Reinsurance generally follows the original conditions but excludes NBC terrorism. However, terrorism is not excluded from personal lines.
(The report includes all charts and exhibits)
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