Posts Tagged ‘macroeconomic’



October 19th, 2017

Little-Used Retirement Option Gets a Big Boost: Part II

Posted at 1:00 AM ET

rains_david-5-2015-sm3mparker-sm3David A. Rains, Managing Director and Healthcare and Life Specialty Leader and Michael R. Parker, Managing Director, Senior Business Development Broker

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In the meantime, this complexity and the difficulty in explaining variable annuities to consumers has heavily slanted sales toward expensive, commission-based channels more comfortable with products that are “sold, not bought.” Yet, as has been the historic trend for other financial products and services, demand for simpler, more transparent annuity products that encourage value shopping will be essential in driving future growth. This should favor easy-to-understand, fee-based product designs that investors buy rather than commission-based products agents must sell.

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October 18th, 2017

Little-Used Retirement Option Gets a Big Boost: Part I

Posted at 1:00 AM ET

rains_david-5-2015-sm2mparker-sm2David A. Rains, Managing Director and Healthcare and Life Specialty Leader and Michael R. Parker, Managing Director, Senior Business Development Broker

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With the erosion of defined benefit pension plans and uncertainty around the future of Social Security, the current workforce must find new ways to responsibly manage their income into and through retirement.

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October 12th, 2017

Investors’ View of the Insurance Market

Posted at 4:00 AM ET

Here we review recent GC Capital Ideas posts on the investors’ view of the current state of the insurance market.

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October 11th, 2017

The Digitization of the Insurance Industry

Posted at 4:00 AM ET

Here we review recent GC Capital Ideas posts on the developing digitization of the insurance industry.

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October 9th, 2017

Economic Pressures Fueling the Course Taken By Decision Makers

Posted at 4:00 AM ET

Here we review recent GC Capital Ideas posts discussing the economic pressures that are fueling the course decision makers take to maintain growth.

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September 19th, 2017

Public Sector Risk Financing Perspectives in the United States: The Market for Mortgage Credit Risk (Re)insurance: Part II

Posted at 1:00 AM ET

krohn_jeff_photo_crop-sm2tedeschi_john_photo_sm21Jeffrey Krohn, Managing Director, and John Tedeschi, Managing Director

To date, the government sponsored entities (GSEs) have placed more than USD 10 billion of limit into the reinsurance market through Fannie Mae’s Credit Insurance Risk Transfer and Freddie Mac’s Agency Credit Insurance Structure, and over USD 50 billion of risk into the capital markets through Fannie Mae’s Connecticut Avenue Securities and Freddie Mac’s Structured Agency Credit Risk. Both capital market and reinsurance programs provide the GSEs with a form of excess of loss coverage on closed pools of mortgages meeting very strict guidelines.

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September 18th, 2017

Public Sector Risk Financing Perspectives in the United States: The Market for Mortgage Credit Risk (Re)insurance: Part I

Posted at 1:00 AM ET

krohn_jeff_photo_crop-sm1tedeschi_john_photo_sm2Jeffrey Krohn, Managing Director, and John Tedeschi, Managing Director

The global financial crisis of 2008 exposed the U.S. mortgage industry, taxpayers, and the global capital markets to the loss potential of residential mortgage credit risk. The total shakeup of the U.S. housing sector resulted in:

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September 10th, 2017

Challenging Market is Fueling MGA M&A - GC@MC Commentary

Posted at 5:30 AM ET

andrew-beecroft-smjohn-rowlands-final-16-smAndrew Beecroft, Managing Director, GC Securities and John Rowlands, Senior Vice President, GC Securities

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  • Challenging market conditions are fueling growth and merger and acquisition (M&A) activity in the managing general agent (MGA) space
  • Recent acquisition multiples have been extremely high compared to historic values
  • Should markets harden, MGAs will need to continue to prove their value through differentiation

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September 10th, 2017

Industry in Investor “Sweet Spot” - GC@MC Commentary

Posted at 3:30 AM ET

richard-hewitt-smiling-smRichard Hewitt, Head of Business Intelligence, EMEA

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  • Insurers bucking standard competitive cycle response
  • Current dynamics look set to continue for long term
  • Recently, investor relationship gains strength

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August 29th, 2017

Public-Private Partnerships Address Cat Risk Across the Globe

Posted at 1:00 AM ET

Here we review recent GC Capital Ideas posts concerning the emergence of public-private partnerships addressing catastrophe risk across the globe.

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