As the COVID-19 pandemic continues, health care organizations remain at the forefront of the fight against the virus. And many health care risk professionals are asking how their insurance policies will respond to claims related to COVID-19.
This briefing from Guy Carpenter-affiliate Marsh provides an overview of several key coverages for health care organizations. Risk professionals should keep in mind, however, that the below guidance is current as of April 8, 2020 and conditions may change as the pandemic continues. Policyholders should also note that outcomes will depend on several factors, including individual policy/endorsement language and insurers’ positions; health care organizations should refer any questions about their coverage to their insurance and claims advisors.